Reminder: Please know we will never call you to verify your personal information/PIN # for any reason! Contact your local office should you have any concerns.
This interest rate chart contains information and annual percentage yields for some of our accounts as of April 15th, 2026.
Please contact us at (309) 245-2441 for specific questions.
CD SPECIAL 8 MONTHS (c,d,e) INTEREST RATE 3.70% | ANNUAL PERCENTAGE YIELD 3.75%
| Account Type | TIERS | Minimum Balance To Open |
Minimum Balance To Obtain APY |
APY |
|---|---|---|---|---|
| Investment Checking | $1,000.00 - $9,999.99 | $1,000.00 | $1,000.00 (a,b) | .15% |
| Investment Checking | $10,000.00 - $24,999.99 | $1,000.00 | $10,000.00 (a,b) | .20% |
| Investment Checking | $25,000.00 - $49,999.99 | $1,000.00 | $25,000.00 (a,b) | .25% |
| Investment Checking | $50,000.00 & Up | $1,000.00 | $50,000.00 (a,b) | .30% |
| Premiere Money Market | $1,000.00 - $9,999.99 | $1,000.00 | $1,000.00 (a,b) | .80% |
| Premiere Money Market | $10,000.00 - $24,999.99 | $10,000.00 | $10,000.00 (a,b) | .90% |
| Premiere Money Market | $25,000.00 - $49,999.99 | $25,000.00 | $25,000.00 (a,b) | 1.00% |
| Premiere Money Market | $50,000.00 - $99,999.99 | $50,000.00 | $50,000.00 (a,b) | 1.10% |
| Premiere Money Market | $100,000.00 - $149,999.99 | $100,000.00 | $100,000.00 (a,b) | 1.21% |
| Premiere Money Market | $150,000.00 - $249,999.99 | $150,000.00 | $150,000.00 (a,b) | 1.31% |
| Premiere Money Market | $250,000.00 & Up | $250,000.00 | $250,000.00 (a,b) | 1.41% |
| Savings | $100.00 | -0- (a,b) | .30% | |
| Choice Savings | $1,000.00 | $1,000.00 (a,b) | .40% | |
| 3 Month Certificate of Deposit | $1,000.00 | (c) | 1.46% | |
| 6 Month Certificate of Deposit | $1,000.00 | (c) | 1.61% | |
| 12 Month Certificate of Deposit | $1,000.00 | (c) | 1.76% | |
| 18 Month Certificate of Deposit | $1,000.00 | (c) | 1.91% | |
| 24 Month Certificate of Deposit | $1,000.00 | (c) | 2.07% | |
| 30 Month Certificate of Deposit | $1,000.00 | (c) | 2.12% | |
| 36 Month Certificate of Deposit | $1,000.00 | (c) | 2.17% | |
| 48 Month Certificate of Deposit | $1,000.00 | (c) | 2.22% | |
| 60 Month Certificate of Deposit | $1,000.00 | (c) | 2.27% |
Build your savings right here at your Hometown Bank — where great rates and guaranteed returns help your money grow close to home! Lock in a great rate today and enjoy guaranteed growth — no tricks, just solid returns!
( a ) APY may change after account opening.
( b ) Fees could reduce the earnings on this account.
( c ) A penalty may be imposed for early withdrawal.
( d ) A minimum balance of $5,000.00 is required to obtain the stated APY.
( e ) Applies to new money only. Does not apply 55+ CD Rate Bump.
Note: Our Christmas Club earns the same APY and follow the same minimum balance requirements as our base savings.
Loans: Our loan interest rates are always highly competitive in our market area. In order to offer you the very best interest rate possible, please call, e-mail us, or stop in so we may quote you an interest rate for your particular need.